:root{--blue:#000091;--blue2:#00006d;--red:#e1000f;--ink:#161616;--muted:#666;--line:#ddd;--soft:#f5f5fe;--white:#fff;--shadow:0 18px 50px rgba(0,0,145,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Marianne,Arial,"Helvetica Neue",sans-serif;color:var(--ink);background:#fff;font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.topbar{height:82px;display:flex;align-items:center;gap:32px;padding:0 max(24px,calc((100vw - 1180px)/2));border-bottom:1px solid #e5e5e5;background:#fff;position:sticky;top:0;z-index:20}.logo img{width:224px;display:block}.topbar nav{display:flex;gap:26px;margin-left:auto}.topbar nav a{font-weight:700;font-size:.92rem}.topbar nav a:hover{color:var(--blue)}.actions{display:flex;gap:10px}.btn{border:0;border-radius:5px;padding:12px 18px;font-weight:800;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:9px}.btn-primary{background:var(--blue);color:#fff}.btn-primary:hover{background:var(--blue2)}.btn-danger{background:var(--red);color:#fff}.btn-soft{background:var(--soft);color:var(--blue)}.hidden{display:none!important}.menu-toggle{display:none;background:none;border:0;font-size:1.5rem}.hero{background:linear-gradient(115deg,#f5f5fe 0%,#fff 62%);border-bottom:1px solid #ececf6}.hero-inner{max-width:1180px;margin:auto;display:grid;grid-template-columns:1.2fr .8fr;gap:64px;padding:86px 24px}.eyebrow{color:var(--blue);text-transform:uppercase;font-size:.8rem;letter-spacing:.12em;font-weight:900}.tricolor{width:64px;height:5px;background:linear-gradient(90deg,var(--blue) 0 33%,#fff 33% 66%,var(--red) 66%);border:1px solid #ddd;margin:18px 0}.hero h1{font-size:clamp(2.6rem,5.4vw,5.2rem);line-height:.98;letter-spacing:-.055em;margin:16px 0 24px}.hero h1 span{color:var(--blue)}.hero p{font-size:1.18rem;max-width:650px;color:#555}.search{display:flex;background:#fff;border:2px solid var(--blue);padding:5px;max-width:690px;box-shadow:var(--shadow);margin-top:32px}.search input{border:0;min-width:0;flex:1;padding:13px;outline:none}.hero-panel{align-self:center;background:var(--blue);color:#fff;padding:34px;border-radius:6px;box-shadow:18px 18px 0 #e1000f}.hero-panel .eyebrow{color:#fff}.hero-panel h2{font-size:2rem;line-height:1.2}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.mini-card{background:rgba(255,255,255,.11);padding:16px}.mini-card strong,.mini-card span{display:block}.mini-card strong{font-size:1.35rem}.trust{max-width:1180px;margin:auto;padding:20px 24px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;color:#444}.trust b{color:var(--ink)}.section{max-width:1180px;margin:auto;padding:74px 24px}.section-head{display:flex;justify-content:space-between;gap:32px;align-items:end;margin-bottom:34px}.section-head h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.08;margin:8px 0}.section-head p{max-width:430px;color:var(--muted)}.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.tool-card{border:1px solid var(--line);border-top:4px solid var(--blue);padding:26px;min-height:225px;background:#fff;transition:.2s}.tool-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-top-color:var(--red)}.tool-icon{width:48px;height:48px;display:grid;place-items:center;background:var(--soft);color:var(--blue);font-size:1.3rem;font-weight:900}.tool-card h3{margin:18px 0 5px;font-size:1.3rem}.tool-card p{color:var(--muted)}.tool-card b{color:var(--blue)}.category-strip{background:#f6f6f6;border-top:1px solid #ddd}.categories{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.category{background:#fff;border-left:4px solid var(--red);padding:24px}.category span{font-size:1.7rem;color:var(--blue);font-weight:900}.page-hero{background:var(--soft);border-bottom:1px solid #ddd}.page-hero>div{max-width:980px;margin:auto;padding:56px 24px}.breadcrumbs{font-size:.9rem;color:#666;margin-bottom:18px}.page-hero h1{font-size:clamp(2.25rem,5vw,4rem);line-height:1.06;margin:0 0 15px}.page-hero p{font-size:1.1rem;color:#555;max-width:760px}.tool-layout{max-width:980px;margin:0 auto;padding:54px 24px;display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:start}.calc-card,.result-card,.content-card,.form-card,.account-card{border:1px solid var(--line);padding:28px;background:#fff;box-shadow:0 10px 30px rgba(0,0,0,.05)}.calc-card h2,.result-card h2{margin-top:0}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:800;font-size:.92rem}.field input,.field select,.field textarea{width:100%;border:1px solid #929292;border-radius:4px;padding:13px;background:#fff;color:#161616}.field select{appearance:none;background-image:linear-gradient(45deg,transparent 50%,#000091 50%),linear-gradient(135deg,#000091 50%,transparent 50%);background-position:calc(100% - 18px) 52%,calc(100% - 13px) 52%;background-size:5px 5px;background-repeat:no-repeat;padding-right:42px}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid #7fc9ff;outline-offset:1px}.calc-card .btn{margin-top:22px}.result-card{background:var(--blue);color:#fff;position:sticky;top:104px}.result-value{font-size:clamp(2rem,5vw,3.3rem);font-weight:900;line-height:1.1;margin:18px 0;overflow-wrap:anywhere}.result-card #details{color:#eee}.generated{white-space:pre-wrap;background:#fff;color:#161616;padding:20px;min-height:260px;margin-top:20px;border:1px solid #ccc}.content{max-width:900px;margin:auto;padding:54px 24px}.content h2{font-size:1.8rem;margin-top:42px}.content p,.content li{color:#4a4a4a}.notice{padding:16px;border-left:4px solid var(--blue);background:var(--soft);margin:24px 0}.warning{border-left-color:var(--red)}.auth-shell{max-width:560px;margin:64px auto;padding:0 24px}.auth-shell h1{text-align:center}.form-card .btn{width:100%;margin-top:16px}.status{margin-top:14px;font-weight:700}.status.error{color:#ce0500}.status.success{color:#18753c}.loader{width:18px;height:18px;border:3px solid rgba(255,255,255,.45);border-top-color:#fff;border-radius:50%;animation:spin .75s linear infinite}.toast{position:fixed;right:24px;bottom:24px;background:#161616;color:#fff;padding:14px 18px;z-index:50;opacity:0;transform:translateY(15px);transition:.2s}.toast.show{opacity:1;transform:none}@keyframes spin{to{transform:rotate(360deg)}}footer{background:#00003b;color:#fff;padding:58px max(24px,calc((100vw - 1180px)/2)) 22px}.footer-brand img{width:210px;filter:none}.footer-brand p{color:#c7c7dd;max-width:540px}.footer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:35px;padding:38px 0;border-bottom:1px solid #33336b}.footer-grid b,.footer-grid a{display:block}.footer-grid b{margin-bottom:12px}.footer-grid a{color:#d6d6ed;margin:7px 0}.footer-grid a:hover{text-decoration:underline}.footer-bottom{display:flex;justify-content:space-between;gap:15px;padding-top:20px;color:#c7c7dd;font-size:.85rem}.account-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:24px}.account-card h2{margin-top:0}.history-item{padding:14px 0;border-bottom:1px solid #ddd}.badge{font-size:.75rem;font-weight:900;text-transform:uppercase;background:var(--soft);color:var(--blue);padding:4px 7px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}@media(max-width:850px){.topbar{height:auto;min-height:72px;padding:12px 18px;flex-wrap:wrap}.logo img{width:185px}.menu-toggle{display:block;margin-left:auto}.topbar nav,.topbar .actions{display:none;width:100%;flex-direction:column}.topbar.open nav,.topbar.open .actions{display:flex}.hero-inner,.tool-layout,.account-grid{grid-template-columns:1fr}.hero-inner{padding-top:58px}.hero-panel{box-shadow:8px 8px 0 var(--red)}.tool-grid{grid-template-columns:repeat(2,1fr)}.categories{grid-template-columns:1fr 1fr}.result-card{position:static}.section-head{display:block}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:540px){.tool-grid,.categories,.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.search{display:block}.search .btn{width:100%}.hero h1{font-size:3rem}.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}.trust{display:grid}.actions .btn{width:100%}}@media print{.topbar,footer,.page-hero,.result-card,.btn,.notice{display:none!important}.tool-layout{display:block;padding:0}.calc-card{border:0;box-shadow:none}.generated{border:0;font-size:13pt}}